ACAMS CAMS 問題集

質問 1：
What are themost effective measuresthat can be taken toboost risk appetite awarenessacross an organizationafter a Risk Appetite Statement (RAS) has been setand arisk appetite frameworkhas been drafted?
(Select Three.)
A. Embed the risk appetite into everyday processes and governance.
B. Provide training to staff to understand the role risk appetite and its limits play for the safe conduct of business.
C. Describe risk controls for business colleagues.
D. Integrate the unalignment with risk appetite into internal reporting procedures.
E. Train all managers to understand the importance and benefits of "good" risk-taking.
正解：A,B,D
解説: (Topexam メンバーにのみ表示されます)

質問 2：
What is a key risk associated with Correspondent Accounts according to the Basel Customer Due Diligence paper?
A. The volume and value of transactions passing through the account may not be in line with the originalcorrespondent agreement
B. The respondent bank's customer acceptance and know your customer policies are ineffective
C. It is not used on a daily basis
D. The service fees are insufficient to cover the cost of managing the account
正解：B
解説: (Topexam メンバーにのみ表示されます)

質問 3：
Which of the following statements is true regarding Office of Foreign Assets Control (OFAC) sanctions?
(Select Two.)
A. OFAC sanctions automatically expire after five years unless renewed by Congress
B. Sanctions can only be placed on certain individuals in foreign countries as designated by OFAC
C. Blocked funds must be placed into an interest-bearing account on a financial institution's books
D. Sanctions can be either comprehensive or selective using the blocking of assets and trade restrictions to accomplish foreign policy and national security goals
正解：C,D
解説: (Topexam メンバーにのみ表示されます)

質問 4：
Which statements describe risks that are associated with international business corporations? (Select Two.)
A. They are established with nominee directors.
B. They are inexpensive to acquire.
C. They are created in a tax haven.
D. They are established as an off-shore company.
E. They facilitate asset protection.
正解：A,C
解説: (Topexam メンバーにのみ表示されます)

質問 5：
Which action does the Financial Action Task Force call on member countries to take in the most serious cases when countries have significant strategic AML deficiencies?
A. Report high-risk transactions
B. Apply countermeasures
C. Contribute to mutual evaluations
D. Eliminate all financial dealings
正解：B
解説: (Topexam メンバーにのみ表示されます)

質問 6：
What are the rules imposed by the Office of Foreign Assets Control (OFAC) for legal entities and persons related to the US? (Select Two.)
A. A subsidiary of a legal entity of the US, which is formally registered in a foreign country, is exempt from OFAC rules.
B. Nationals of the US must comply with OFAC rules, regardless of where they are located in the world.
C. The head office of a foreign legal entity which has a branch in the US does not need to comply with OFAC rules.
D. Any foreign corporation is also penalized if it conducts transactions with sanctioned countries under OFAC rules.
E. A foreign individual visiting the US for a short vacation is obligated to follow OFAC rules.
正解：B,D
解説: (Topexam メンバーにのみ表示されます)

質問 7：
Findings from a regulatory examination report states that the job descriptions of personnel outside of the compliance department do not include references to anti-money laundering responsibilities.
Which action should the firm take?
A. Update all job descriptions to include anti-money laundering responsibilities
B. Send an email to all staff stating that personnel must observe the anti-money laundering policy
C. Respond that only compliance personnel have anti-money laundering responsibilities
D. Reply that a description of anti-money laundering responsibilities is included in the annual training
正解：A
解説: (Topexam メンバーにのみ表示されます)