ACAMS CAMS 問題集

質問 1：
A customer brings $15,000 worth of chips into a casino and plays various games. The customer redeems all the remaining chips and requests a wire transfer of the proceeds to an unrelated third party.
What are two red flags that indicate money laundering? (Choose two.)
A. Customer redeeming all remaining chips
B. Bringing $15,000 worth of chips into the casino
C. Requesting a wire transfer to an unrelated third party
D. Playing various games before cashing out
正解：B,C
解説: (Topexam メンバーにのみ表示されます)

質問 2：
Which three procedures should a compliance officer looking to revise an institution's CTF efforts include in accordance with the Wolfsberg Group's Statement on the Suppression of the Financing of Terrorism?
A. Consulting applicable lists and taking appropriate actions to determine if customers appear on such lists
B. Reviewing only original identification documents when verifying customers
C. Reporting matches from lists of known or suspected terrorists to relevant authorities
D. Maintaining customer information to facilitate timely retrieval of such information
正解：A,C,D
解説: (Topexam メンバーにのみ表示されます)

質問 3：
Which is a key characteristic of the Financial Action Task Force (FATF) Regional Style Bodies for combatting money laundering/terrorist financing?
A. Instructing each member country to place FATF recommendations into law
B. Emphasizing regional co-operation between member countries
C. Implementing regional mutual evaluation procedures
D. Enabling FATF standards to be specific to each region
正解：B
解説: (Topexam メンバーにのみ表示されます)

質問 4：
Which of the following statementsbest describes the role of the Board of Directorsin overseeing an institution' sAML governance and compliance framework, according to theBasel Committee on Banking Supervision?
A. The compliance function must havesufficient authority, stature, independence, and resourcesto be effective on its own and shouldnot have access to the Board of Directors.
B. The Board of Directors shouldestablish a compliance functionand approve the bank's policies foridentifying, assessing, monitoring, reporting, and advising on compliance risk.
C. The Board of Directors should be responsible foroverseeing the management of the bank's compliance riskbutnot be involved in establishing a compliance policythat explains the processes by which compliance risks are to be identified and managed throughout the organization.
D. The compliance function shouldreport directly to the CEOconcerning the bank's compliance with applicable laws, rules, and standards and only update theBoard of Directorson the bank's efforts in managing compliance riskwhen required.
正解：B
解説: (Topexam メンバーにのみ表示されます)

質問 5：
According to the Financial Action Task Force, as part of their risk assessment, which are important data and information that a Trust and Company Service Provider must understand when establishing and administering a trust? (Select Two.)
A. The general nature of business of the trust
B. The responsibility and authority in the structure
C. The source of funds in the structure
D. The general purpose behind the structure
E. The management structure of the trust
正解：B,D
解説: (Topexam メンバーにのみ表示されます)

質問 6：
Which three entities does the Third European Union Money Laundering Directive apply to?
A. Real Estate Agents
B. Financial Institutions
C. Casinos
D. Defense Attorneys
正解：A,B,C
解説: (Topexam メンバーにのみ表示されます)

質問 7：
Which of the followingscenarios best justifies why a customer's account might be closedby a financial institution?
A. The customer is the object of acivil subpoena.
B. The customer uses ashipping company dealing with specially designated nationals(SDNs).
C. The account shows periodic fixed amount remittances fortuition fees.
D. The account has transactions that triggered multiplesuspicious activity reports (SARs).
正解：D
解説: (Topexam メンバーにのみ表示されます)