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ACAMS CAMS 問題集

CAMS
CAMS日本語版
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試験コード:CAMS

試験名称:Certified Anti-Money Laundering Specialists

最近更新時間:2025-08-19

問題と解答:全859問

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質問 1:
Which is a FATF characteristic used to assess a country's effectiveness of its AML regime?
A. Funds supporting and proceeding from crime or terrorism are prevented from entering the financial sector.
B. Supervisors appropriately supervise, monitor, and regulate financial institutions (Fls).
C. FIs adequately apply preventive measures.
D. Legal persons are prevented from misuse for money laundering or terrorist financing.
正解:C
解説: (Topexam メンバーにのみ表示されます)

質問 2:
What is the appropriate compliance control for identifying politically exposed persons (PEPs) according to the Basel Committee's paper on Customer Due Diligence for Banks?
A. Determining that a local figure is a PEP
B. Reviewing relationships at account opening and on a periodic basis
C. Reviewing when a relationship is established
D. Requiring that the customer discloses that they are a PEP or an associate of a PEP
正解:B
解説: (Topexam メンバーにのみ表示されます)

質問 3:
Which action should financial institutions with cross border correspondent banking activity be required to perform according to the Financial Action Task Force 40 Recommendations?
A. Gather a list of their politically exposed customers
B. Identify natural persons who own or control more than 5%
C. Obtain a third party independent review of the respondent's anti-money laundering program
D. Obtain senior management approval before establishing the relationship
正解:D
解説: (Topexam メンバーにのみ表示されます)

質問 4:
A Money Laundering Reporting Officer's (MLRO) lack of action led to deficiencies in the bank's AML program and a civil monetary penalty being levied against the MLRO. Why was this direct action taken against the MLRO?
A. The MLRO is the only individual that can be held responsible for AML program deficiencies.
B. MLROs can be held to an individual accountability standard and face potential penalties for contributing to AML program deficiencies.
C. Action was brought against the MLRO because banks cannot be found liable for AML program deficiencies.
D. The MLRO agreed to the civil penalty so that the bank would not be found liable for the AML program deficiencies.
正解:B
解説: (Topexam メンバーにのみ表示されます)

質問 5:
What is the most effective criterion for determining the beneficial ownership of funds?
A. Being the person in whose name an account is opened with a financial institution
B. Having signature authority over the account
C. Being a person who is the trusted party in a correspondent banking relationship
D. Having control over such funds or entitlement to such funds
正解:D
解説: (Topexam メンバーにのみ表示されます)

質問 6:
The bank's Compliance Officer is tasked with designing standards based on Basel's KYC principles. Which essential elements should be included in the program? (Choose two.)
A. Conducting a money laundering risk assessment
B. Appointing an independent audit function
C. Establishing on-going monitoring of high-risk accounts
D. Documenting a customer acceptance policy
E. Reporting suspicious activity
正解:C,D
解説: (Topexam メンバーにのみ表示されます)

質問 7:
In which two ways does a government Financial Intelligence Unit interact with public and private sectors?
(Choose two.)
A. It governs the methods of investigation used by competent authorities
B. It disseminates information and the results of its analysis to competent authorities
C. It mediates disputes between financial institutions and investigative authorities
D. It receives and analyzes disclosures filed by financial and non-bank institutions
正解:B,D
解説: (Topexam メンバーにのみ表示されます)

CAMS 関連試験
CAMS-KR - Certified Anti-Money Laundering Specialists (CAMS Korean Version)
CAMS-Deutsch - Certified Anti-Money Laundering Specialists (CAMS Deutsch Version)
CAMS-JP - Certified Anti-Money Laundering Specialists (CAMS日本語版)
CAMS-FCI - Advanced CAMS-Financial Crimes Investigations
CAMS-CN - Certified Anti-Money Laundering Specialists (CAMS中文版)
連絡方法  
 support@topexam.jp サポート

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