ACAMS CAMS7 問題集

CAMS7日本語版
「クリックして表示

」

試験コード：CAMS7

試験名称：Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition)

最近更新時間：2026-06-04

問題と解答：全447問

CAMS7 無料でデモをダウンロード：

PDF版 Demo ソフト版 Demo オンライン版 Demo

無料問題集CAMS7 資格取得

質問 1：
Which scenario indicates potential money laundering activity by a lawyer?
A. A lawyer's trust account regularly receives wire transfers from unknown remitters from a higher risk country and immediately transfers the same amount of funds received to a known beneficiary's account in a low-risk country.
B. A lawyer's trust account receives a large wire transfer deposit from a client that wanted to purchase a piece of property and then transfers the same amount to the property seller's lawyer's trust account.
C. A lawyer located in a higher risk country deposits their firm's bank draft issued from their trust account to another lawyer's trust account located in a low-risk country for legal services rendered.
D. A lawyer's trust account receives a large-value wire transfer from a regulated insurance company and immediately transfers the same amount of funds received to the beneficiary's bank account located in a low-risk country.
正解：A

質問 2：
When making an independent determination on whether to close an account based on an internal Investigation, a financial institution (F1) should consider. (Select Five.)
A. the Fl's policies and procedures.
B. the seriousness of the underlying conduct.
C. reputational risk.
D. correspondence with law enforcement
E. the customers personal relationships.
F. the legal basis for closing the account.
G. the frequency of account activity
正解：A,C

質問 3：
Which characteristic of accountants is most attractive to those looking to launder funds using an accountant or accountancy firm?
A. Accountants are able to create and structure companies, falsify accounts and manipulate financial statements
B. Accountants can advise on the structuring of companies as well as ensure compliance with local tax regulations
C. Accountants are knowledgeable about financial management, including what to record over the course of the accounting year
D. Accountants can prepare ledgers and spreadsheets, draft annual returns and make payments to government offices
正解：A
解説: (Topexam メンバーにのみ表示されます)

質問 4：
Which services provided by an accounting firm could be considered as higher risk from a financial crime perspective? (Choose three.)
A. Assisting an offshore corporation from a jurisdiction with no available beneficial owner information to buy property in the UK
B. Auditing a firm that provides payroll software to large corporate customers
C. Preparing financial statements for a listed or a privately owned firm
D. Providing tax advice to an international customer hoping to move their assets out of their home country
E. Forming a trust on behalf of a customer with a complex setup and acting as a nominee director
正解：A,D,E
解説: (Topexam メンバーにのみ表示されます)

質問 5：
Which of the following are considered best practices for effective AML/CFT training programs?
(Select Three.)
A. Training should always be provided by an independent third party.
B. Training should cover the consequences of not complying with policies and procedures.
C. Up-to-date records including logs of training and completion dates should be maintained.
D. Training should be broad, high level, and not role-specific in order to reach the largest audience.
E. Training should cover practical examples, use case studies, and provide information on how to comply with policies.
正解：B,C,E
解説: (Topexam メンバーにのみ表示されます)

質問 6：
During a routine periodic KYC refresh of a policyholder and client of an insurance company, updated business registry documentation has highlighted that the policyholder's business has changed addresses five times during the last year and that the ultimate beneficial owner (UBO) changed two weeks ago. What actions should be taken immediately?
A. Investigate the changes of address and change of UBO and in the meantime decline payment and withdrawal instructions from the policy until completion of the investigation and next steps are agreed upon
B. File a suspicious transaction report because the insurance company was not made aware of the business' change of UBO
C. Investigate the changes of address and change of UBO and in the meantime freeze the client's policy
D. Request the relationship manager set up a meeting with the policyholder to update their address and submit details of the new UBO in the name of good customer service
正解：A
解説: (Topexam メンバーにのみ表示されます)

質問 7：
A compliance officer is reviewing an institutional banking prospect proposal for a new foreign entity that is a multinational business but headquartered in a country where most businesses are state- owned. Which risks should be prioritized in the review? (Choose two.)
A. Politically exposed persons (PEPs)
B. Tax evasion
C. Capital flight risk
D. Anti-bribery and corruption risk
正解：A,D
解説: (Topexam メンバーにのみ表示されます)

質問 8：
When a government imposes economic sanctions on a target the purpose is to:
A. protect the rights of the citizens of the state target against their own government and improve financial stability in the region.
B. alter the behavior of the state or non-state target that threatens the interests of that government or violates international norms
C. interests encourage non-governmental organizations to increase the provision of humanitarian and charitable aid to the target
D. indicate that the use of military force is likely unless the state or non-state target complies with the government's
正解：B

弊社のACAMS CAMS7を利用すれば試験に合格できます

弊社のACAMS CAMS7は専門家たちが長年の経験を通して最新のシラバスに従って研究し出した勉強資料です。弊社はCAMS7問題集の質問と答えが間違いないのを保証いたします。

この問題集は過去のデータから分析して作成されて、カバー率が高くて、受験者としてのあなたを助けて時間とお金を節約して試験に合格する通過率を高めます。我々の問題集は的中率が高くて、100％の合格率を保証します。我々の高質量のACAMS CAMS7を利用すれば、君は一回で試験に合格できます。

弊社は失敗したら全額で返金することを承諾します

我々は弊社のCAMS7問題集に自信を持っていますから、試験に失敗したら返金する承諾をします。我々のACAMS CAMS7を利用して君は試験に合格できると信じています。もし試験に失敗したら、我々は君の支払ったお金を君に全額で返して、君の試験の失敗する経済損失を減少します。

安全的な支払方式を利用しています

Credit Cardは今まで全世界の一番安全の支払方式です。少数の手続きの費用かかる必要がありますとはいえ、保障があります。お客様の利益を保障するために、弊社のCAMS7問題集は全部Credit Cardで支払われることができます。

領収書について：社名入りの領収書が必要な場合、メールで社名に記入していただき送信してください。弊社はPDF版の領収書を提供いたします。

TopExamは君にCAMS7の問題集を提供して、あなたの試験への復習にヘルプを提供して、君に難しい専門知識を楽に勉強させます。TopExamは君の試験への合格を期待しています。

弊社は無料ACAMS CAMS7サンプルを提供します

お客様は問題集を購入する時、問題集の質量を心配するかもしれませんが、我々はこのことを解決するために、お客様に無料CAMS7サンプルを提供いたします。そうすると、お客様は購入する前にサンプルをダウンロードしてやってみることができます。君はこのCAMS7問題集は自分に適するかどうか判断して購入を決めることができます。

CAMS7試験ツール：あなたの訓練に便利をもたらすために、あなたは自分のペースによって複数のパソコンで設置できます。

一年間の無料更新サービスを提供します

君が弊社のACAMS CAMS7をご購入になってから、我々の承諾する一年間の更新サービスが無料で得られています。弊社の専門家たちは毎日更新状態を検査していますから、この一年間、更新されたら、弊社は更新されたACAMS CAMS7をお客様のメールアドレスにお送りいたします。だから、お客様はいつもタイムリーに更新の通知を受けることができます。我々は購入した一年間でお客様がずっと最新版のACAMS CAMS7を持っていることを保証します。

ACAMS Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) 認定 CAMS7 試験問題:

1. An employee at a financial institution (Fl) suspects that one of their co-workers is involved in a financial investment scam syndicate. Which step should be taken next by the employee who has the suspicion?

A) Warn colleagues and customers of the F1 that the employee's suspicious financial investment proposals could be a scam
B) Report the suspected employee to the line manager of the F1 to take the required action
C) Question their co-worker to determine If their suspicions are correct before reporting to the Fl's Human Resources department
D) Use the Fl's whistle blowing channel to report the suspected employee
E) Conduct an open-source intelligence investigation using artificial intelligence tools to gain more information on the activities of the suspected employee

2. Which activities would be considered money laundering red flags when reviewing the business operations of a money services business (MSB)? (Select Two.)

A) A customer completing frequent small-dollar international money transfers to their native country
B) A customer using multiple accounts under different names to conduct transactions
C) A customer exchanging foreign currency from a higher-risk jurisdiction for domestic currency under the reporting threshold
D) Cash-intensive businesses, such as convenience stores or restaurants, making large cash deposits
E) A customer being hesitant to provide beneficiary name or address information when sending international wire transfers

3. In a large US bank, an individual leads a team in charge of overseeing the governance and effectiveness of the bank's transaction monitoring approach. Which strategies should the team implement? (Select Two.)

A) Periodic review of client profiles to ensure that the most up-to-date information is on file for high- risk clients in line with the bank's internal policies and procedures
B) Periodic and ad hoc cooperation with the legal team to appropriately investigate and monitor the transactions of subjects of subpoenas or government inquiries
C) Periodic review of the transaction monitoring scenarios and their productivity to ensure that appropriate AML typologies are reflected
D) Periodic review of suspicious activity reports (SARs) filed with FinCEN to determine whether any should be withdrawn

4. A Financial Intelligence Unit (FIU) serves as a national center for the receipt and analysis of suspicious activity reports (SARs) and can obtain additional information from other reporting entities relevant to:

A) legal assessment.
B) legal activity.
C) law enforcement.
D) public administration.

5. The owner of a real estate investment company deposits multiple cashier's checks that were bought using cash over a three-month period, from the sale of two apartments. This account also receives several electronic transfers from other financial institutions for US$10,000 each. What activity is considered suspicious of money laundering?

A) Using cash to buy multiple cashier's checks over a period of time
B) Performing operations with real estate investment companies
C) Receiving electronic transfers for US$10,000 amounts from other financial institutions
D) Using cashier's checks in the transactions with the real estate investment company's account

質問と回答：

質問 # 1
正解： D

質問 # 2
正解： B、E

質問 # 3
正解： A、C

質問 # 4
正解： C

質問 # 5
正解： A